Jazz Wealth Managers on Instagram: "Did you know that long-term capital gains aren’t always taxed at 15% or 20%? There’s a hidden 0% bracket It’s called tax gain harvesting If your income is low — or you’re retired and living off a brokerage account — you might qualify 2026 thresholds: Single filer → $49,450 Married filing jointly → $98,900 Stay under that → 0% tax on long-term gains And yes — you still get the standard deduction"