Keep your credit score clean and avoid such things. #credit #loans #creditscore #fyp #itsmorethanjustmoney #relationships #WitnessMdaka | Witness Mdaka

💳✨How I took my score from 520 to 761 ✨ 1) I got a secured card. I used to think secured cards were scams because they wanted you to put a deposit down. I later learned that when you don’t pay your bills on time then yes you’ll have to use your own money as credit 🤪 2) I had to learn the difference between a reporting date vs. a due date. A due date is when at least the minimum payment is due. A reporting date is when they report your balance to the credit bureaus. 3) On the due date 📅 I woul