The SEC’s argument leans on the Howey Test, a decades-old legal benchmark used to determine what counts as an “investment contract.” Ripple argues that XRP is decentralized, has real-world utility, ...

The GENIUS Act stablecoin bill moves to the House of Representatives after a Senate vote, but observers believe it could ...

The GENIUS Act’s passage signals a new era for stablecoins in America, overcoming fierce opposition and failed amendments ...