Compare Medicaid and long-term care insurance to determine the best coverage for your needs. Understand key differences in ...

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

In Oregon, the average annual premium for employer-sponsored family health insurance climbed to $24,688 last year.

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Stand-alone long-term care insurance policies have been waning in popularity, owing to a combination of skyrocketing premiums and difficult claims experiences by consumers. In their place, so-called ...

When you begin to explore your long term care insurance cost, it’s easy to get overwhelmed by numbers, fine print and “what-ifs”. Yet this cost is critically important: after all, most of us will need ...

According to the American Association for Long-Term Care Insurance, your chances of being denied long-term care insurance rise with age. In 2019, 44% of applicants aged 70 to 74 were denied, and 51.5% ...

Few things can disrupt a retirement like the need for long-term care. Long-term care comes into play when you need help with daily living activities such as bathing, eating or dressing. The cost of ...