If you’re buying a home in a high interest rate environment, there’s a handy little hack that can enable you to reduce your rate over time, known as “discount points” or “buying down the rate.” This ...
This week, Governor Josh Shapiro signed House Bill 1103 into law. Now known as Act 16 of 2025, the law amends the Mortgage Licensing Act (MLA) to clarify that discount points may be collected on first ...