Joshua Rodriguez is a personal finance and investing writer with a passion for his craft. When he's not working, he enjoys time with his wife, two kids and two dogs. Debt-to-income (DTI) ratios ...

In nutrition science, there's a theory of metabolic typing that determines what category of macronutrient — protein, fat, carbs or a mix — you run best on. The debt-to-equity ratio is the metabolic ...

The debt-to-equity ratio (D/E) is a financial leverage ratio that can be helpful when attempting to understand a company's economic health and if an investment is worthwhile or not. It is considered ...

Paul L. Underwood is a writer and editor specializing in finance whose work has appeared in The New York Times, Esquire, Texas Monthly and more. Paul lives in Austin, Texas, with his wife, two ...

Applying for a loan can be challenging, particularly if a significant share of your income already goes toward debt. Lenders ...

Long-term debt (also called long-term liabilities) is a financial obligation that extends past a 12-month period. This is the opposite of short-term liabilities, which are loans due within a year. Let ...

Your debt-to-income (DTI) ratio is a crucial factor lenders consider when evaluating your mortgage application. This number compares your monthly debt payments to your gross monthly income, providing ...

Your debt-to-income ratio is an important financial number to know. Not only can it affect what loans and other financial products you qualify for, but it can influence your interest rate — or what ...

Casey Bond is a seasoned personal finance writer and editor. In addition to Forbes, her work has appeared on HuffPost, Business Insider, Yahoo! Finance, MSN, The Motley Fool, U.S. News & World Report, ...

Debt-to-income ratio reflects the percentage of your gross monthly income, or earnings before taxes and other deductions, used to pay your monthly debts. Lenders use your debt-to-income, or DTI, ratio ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

The lower the DTI for a mortgage the better. Most lenders see DTI ratios of 36 percent or less as ideal. It is very hard to get a loan with a DTI ratio exceeding 50 percent, though exceptions can be ...