Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial ...

If you’ve ever wondered what is an annuity and whether it belongs in your retirement plan, here’s the short answer: It’s a financial product, usually sold by insurance companies, that turns your money ...

A stretch annuity lets a beneficiary receive inherited annuity payments over an extended period rather than all at once.

A guide to immediate, deferred, fixed, variable and joint-life annuities, and how to match them to your retirement needs.

Retirement researchers are often enthusiastic about annuities, but many consumers are reasonably skeptical. Here to discuss basic information about annuities and their pros and cons is Christine Benz, ...

Fixed indexed annuities tie their performance to a stock market index. They offer principal protection and steady income in retirement. Fixed indexed annuities typically limit the returns you can earn ...

There’s a reason older Americans are advised to think carefully before signing up for Social Security. For many people, those ...

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught and ...

When planning for retirement, annuities often enter the conversation as a way to secure a steady income stream. Look under the hood of an annuity, though, and you’ll find many moving parts, often with ...

Many pre-retirees and current retirees share one concern about their later years: They fear that they are going to run out of ...

Annuities provide guaranteed income in retirement, offer some opportunity for growth, and have certain tax advantages.

Marking its first new target-date addition in two decades, Vanguard’s new CITs offer 401(k) participants another option in ...