You may not be able to afford a second home at the beach, but about 8 percent of all households in the U.S. own timeshares to cut the expense of annual getaways. It’s a $70 billion industry ... and it ...

Picture this: You’re in a conference room with several other people with the understanding that if you sit through a 90-minute presentation, you’ll walk away with a free two-night stay in a hotel or ...