Home loan EMIs are expected to remain steady as the RBI has held the repo rate at 5.25%. While this offers stability for the ...

A home loan EMI comprises of two parts – principal and interest. The principal amount of an EMI remains constant, but the interest is variable. Ever wonder why a change in the external benchmark say ...

Most home loans in India have floating interest rates. With no change in the repo rate, your EMIs are unlikely to rise for now.

Will South African borrowers benefit from a clearer and potentially cheaper loan pricing system? Discover how the SARB's ...

Many borrowers are still paying loans linked to MCLR, Base Rate, or BPLR, where interest rates fall slowly. These borrowers may still be paying higher interest than repo-linked loans. Comparing ...

RBI Governor Sanjay Malhotra keeps repo rate unchanged at 5.25%, pegs FY26 GDP growth at 7.4%, projects FY26 inflation at 2.1 ...

As banks reduce their lending rate, following the RBI’s rate cuts, the principal component of EMI increases month-on-month, ...

All of the usual factors, notably your risk profile, will still be at play. But the enhanced transparency could conceivably lead to lower rates in some cases as the reform would mean that banks have ...

The government has tasked the Reserve Bank to ensure consumer price index (CPI)-based retail inflation remains at 4 per cent ...