If you see an account in collections on your credit report, it’s understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for ...

When you allow your credit card debt to compound, it can be tough to keep up with the payments over time — and that's especially true in today's high-rate credit card environment. With card rates ...

A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It involves offering to settle your debt in exchange for the collection agency ...

The FCRA, or Fair Credit Reporting Act, is a federal law enacted by Congress in 1970 to promote accuracy, fairness, and privacy in the information maintained by consumer reporting agencies. In simple ...

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Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Getting collection activity off your credit report can help you accomplish credit goals like improving your score or qualifying for certain types of loans. Though there’s no one way to remove ...