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Handled well, a 0% intro APR card can function like an interest-free loan that smooths out big expenses, but the same card can become expensive debt if a few key habits slip. Recent reporting on ...

I've seen 0% intro APR cards help people wipe out debt. And I've also seen them push people deeper into it. The truth is, it's not the card that determines your success -- it's your habits. Here are ...