Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.42%. For 20-year mortgage refinances, ...

Many people think owning a home is always a good investment. While that’s often true, there’s a risk that you could end up with an underwater mortgage. But what is an underwater mortgage exactly? This ...

As mortgage rates dip from recent highs at last, a mortgage refinance can get you a lower monthly mortgage payment, a shorter loan term or cash back. All of these alternatives can save you money.