Knowing the factors that affect rates can help you find a better deal ...

Life insurance can be a complex product, and it’s important to research the options thoroughly before purchasing. Some common ...

Understand the tax implications of life insurance premiums and the scenarios where they may be deductible. Learn about ...

Most term life insurance policies let you convert to permanent coverage, but the rules vary by company ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Katrina Ávila Munichiello is an experienced editor, writer, fact-checker, and proofreader ...

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website.

Nationwide stood out in our review for customer service. It earned the highest score on our Consumer Sentiment Index and has ...

You can pay to rewind the clock, at least when it comes to life insurance.Backdating your life insurance policy can help you lock in a lower age — and a lower rate — before your coverage starts. While ...

Life insurance offers a combination of benefits when you pass away and while you're still alive. These benefits can have long-lasting impacts for your family, too.