Rising interest rates mean banks are once again offering reasonable returns on deposits. If you want to maximize what you earn on cash, it often pays to look at certificates of deposit, or CDs. CDs ...
A bond ladder is an investment strategy that involves purchasing multiple bonds that mature at different times. The ladder analogy is an apt visual tool to describe how bond ladders work: Each rung of ...
If you have been investing in traditional bond funds, the increase in interest rates in the last few years has likely played havoc with those holdings. If you were forced to liquidate some of the ...
Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.
Fixed maturity indices have existed in the U.S. for over 10 years, where growth and adoption have increased over that time. The maturing nature of a fixed maturity index draws similarities to the ...
A certificate of deposit (CD) can be a great way to keep your savings safe while also earning interest. CDs tend to offer higher interest rates than even high-yield savings accounts, allowing you to ...
Quick Read BSCQ holds over 300 investment-grade corporate bonds that all mature in December 2026 when the fund liquidates and ...
Municipal bond funds are facing increased risks from rising interest rates, inability to cover distributions, and possible tax law changes. Individual muni bonds provide greater certainty of cash flow ...
Personal finance can be an all-encompassing concept, but really it just boils down to how you want to save and invest your money. Investing in a certificate of deposit might be right for you if you’re ...
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Bond Ladders

A bond ladder is a portfolio of bonds with varying maturity dates, where the bonds are held to maturity, and their proceeds are reinvested in new bonds. This creates a "ladder" of bonds, with each ...
You could spend it all on a single bond with a 10-year maturity date, but your capital would be tied up for a decade—plenty can change in markets in ten years. With a simple bond ladder, you would ...