Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Khadija Khartit is a strategy, investment, and funding expert, and an educator of fintech ...

Investing in fixed-income securities such as bonds is a lower-risk way to earn a stable, passive income. While the returns may not be massive, you can sleep better knowing that your investments are ...

REITs' financials are not accurately captured by computers due to realities that are not reflected by GAAP and also to adjusted numbers. REIT balance sheets have improved in terms of debt maturities, ...

Institutional investors, such as insurance companies and pension plans, have long used their bond portfolios to match their interest and principal repayments with their cash flow needs. One way to ...

Investing in a certificate of deposit might be right if you’re not the risky type, as it’s a safe way to grow your money — that is, if you’re willing to leave it in the bank until it matures. Read ...

The U.S. government issues short-term debt securities known as Treasury bills. They have terms ranging from 4 to 52 weeks and are sold at a discount from their face value. Treasury bills are a safe ...

Rising interest rates mean banks are once again offering reasonable returns on deposits. If you want to maximize what you earn on cash, it often pays to look at certificates of deposit, or CDs. CDs ...

Personal finance can be an all-encompassing concept, but really it just boils down to how you want to save and invest your money. Investing in a certificate of deposit might be right for you if you’re ...