Let’s say you’re Sleeping Beauty, and you’ve just woken up after 100 years. (This is the fairy-tale version, not Disney.) You’ll need to buy grown-up things such as groceries and a cell phone, which ...

Not using a credit card regularly can cause the card to become inactive. If a credit card issuer deems your account to be inactive, it may close the account. Closing an inactive credit card account ...

Card issuers within the past two years dramatically reduced consumers’ borrowing capacity to reduce the risk of losses during the recession. But new data suggest the bulk of the credit-line cuts came ...

“While there is evidence that consumers are using credit less and relying more on prepaid and debit cards as fallout from the recession, the biggest part of the runoff in credit card receivables was ...

You won't be able to use the card or enjoy its benefits, and it could end up hurting your credit scores in the long run. Here's what to do instead. Many or all of the products on this page are from ...