Negative marks on your credit report can hurt your credit score and affect your ability to qualify for financial products, so it’s often stressful to discover them. But if an inaccurate item is ...

Your credit report is meant to be an accurate, detailed summary of your financial history — however, mistakes happen more often than you may think. Whether it’s accounts that don’t actually belong to ...

How to remove negative items from your credit report yourself First, it’s important to know your rights when it comes to your credit history. Under the Fair Credit Reporting Act (FCRA), credit bureaus ...