A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

These moves can help you avoid years of back-breaking interest.

"Less ideal debt" is for buying an asset that drops in value, like a car loan, or has a high interest rate, like credit cards. "Necessary debt" is used to buy an asset that can rise in value, like a ...

Debt can feel like an ominous cloud you just can’t shake. Maybe it’s a few bills piling up, or a mix of credit cards, loans, or other obligations. Whatever the size, it’s stressful. You don’t just ...

Want to pay off credit card debt fast? Learn 3 quick strategies for paying off credit card debt to gain financial freedom and build wealth!

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. So, while this September is a good time to explore your debt relief ...

It's the time of year when even the best-laid budget plans get thrown aside, and credit-card balances start climbing. During the holiday season, it's common to set expectations high, which can easily ...

If your goal is peace of mind, paying what's owed can feel like a weight lifted. You eliminate collection calls and remove ...

Combining finances when you’re married is a hot topic for many, but it’s something Rachel Cruze, a certified financial planner with Ramsey Solutions, strongly recommends. While there are certain ...