A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

Debt can feel like an ominous cloud you just can’t shake. Maybe it’s a few bills piling up, or a mix of credit cards, loans, or other obligations. Whatever the size, it’s stressful. You don’t just ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

"Less ideal debt" is for buying an asset that drops in value, like a car loan, or has a high interest rate, like credit cards. "Necessary debt" is used to buy an asset that can rise in value, like a ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. So, while this September is a good time to explore your debt relief ...

Learn the best strategies for whittling down what you owe, depending on how much debt you have. This page includes information about these cards, currently unavailable on NerdWallet. The information ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. On the surface, making minimum payments might seem like you ...

It's the time of year when even the best-laid budget plans get thrown aside, and credit-card balances start climbing. During the holiday season, it's common to set expectations high, which can easily ...