Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

Here’s what you should consider when choosing a strategy.

Several different strategies can help you get out of credit card debt — from payoff plans like the avalanche and snowball methods to consolidation products like balance transfer credit cards and ...

Even households long considered financially secure are feeling the pressure.

CHJCC has partnered with Kosher Debt Help to address a staggering community need: people struggling with credit card debt and ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

You can get a debt consolidation loan from an online lender, even if you have bad credit. Compare loan offers to find the best rate. This page includes information about these cards, currently ...

Personal loans are popular options for credit card debt consolidation. Replacing revolving credit card debt with an installment loan can help you pay less interest and clear balances sooner. By ...