High house prices and interest rates, inflation and stagnating salaries are making it hard to stay afloat ...

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

Debt levels in the U.S. are climbing higher than ever, and the strain is being felt across millions of households. Borrowers are carrying larger balances overall in terms of their debt loads, and ...

Shot of smiling beautiful businesswoman working in call center. Shot of a adorable asian woman working in a call center with a male colleague. Reducing debt can feel overwhelming, especially when ...

"Less ideal debt" is for buying an asset that drops in value, like a car loan, or has a high interest rate, like credit cards. "Necessary debt" is used to buy an asset that can rise in value, like a ...

Nobody ever said debt was fun and it’s not. It’s emotionally and financially stressful, especially when you find yourself in an endless cycle of trying to pay it off. But that doesn’t mean you should ...

If tackling debt is your top money goal this year, you're not alone. About 25% of Americans say paying off debt is their #1 financial resolution, according to Motley Fool Money's 2026 New Year Money ...

Learn the best strategies for whittling down what you owe, depending on how much debt you have. This page includes information about these cards, currently unavailable on NerdWallet. The information ...

These days, it can feel impossible to stay on top of credit card debt. The cost of living is going up, inflation is on the rise and job growth is slowing. And more Americans are falling behind on ...

Ramsey shared that the smartest way out isn’t the one that saves the most on interest — it’s the one that builds momentum ...