Understand credit denial, including common reasons why credit applications are rejected and what you can do next to improve your chances of approval by lenders.

When you're browsing personal finance advice, "boosting your credit score" gets all the hype—understandably so, since credit scores are checked when you’re trying to rent an apartment, or a car, or ...

It takes time to build a strong credit profile, but there are ways to boost your score if you’re a new credit user. Liliana Hall was a writer for CNET Money covering banking, credit cards and ...

Florida graduate student Alexis Brake is doing something pretty unusual. Not only is she pursuing a combined M.D./Ph.D. in neuroscience at the University of Miami, Brake has decided to steer clear of ...

A low credit limit requires discipline if you want to keep your utilization low and have a healthy credit score.

It takes time to build a good credit score, and it’s more than just bragging rights. A good credit score opens up more borrowing opportunities and increases your chances of qualifying for lower ...

About 13% of Americans in a survey said that they don’t have a credit history, and some don't know how to get started. Many or all of the products on this page are from partners who compensate us when ...

Pallavi was previously an editor for CNET Money, covering topics from Gen Z to student loans. She's a graduate of Cornell University and hails from Atlanta, Georgia. When she's not editing, you can ...

Credit is a binding agreement to pay back borrowed money plus interest. Types of credit include secured (like mortgages) and unsecured (like personal loans). Credit scores, used in lending decisions, ...

The authors do not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and have disclosed no relevant affiliations beyond their ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...