New car financing is available for under 4% APR for borrowers with high credit scores ...

Average car loan interest rates range from 5.18% to 21.58%, based on factors such as your credit score, type of car and whether you’re buying a new or used car. In June 2025, the average car loan ...

In the fourth quarter of 2025, 20.3% of new‑car shoppers agreed to monthly payments topping $1,000 — the highest share ever recorded.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...

The Federal Reserve's recent 0.25% interest rate cut may make it cheaper for consumers to take out large loans. A lower interest rate can reduce the total amount paid on a car loan over its term, ...

BUYING A CAR HAS GOTTEN VERY EXPENSIVE WITH STUDIES SHOWING NEARLY 1 IN 5 CAR BUYERS WHO TAKE A LOAN END UP WITH PAYMENTS OVER $1,000 A MONTH. A LOT OF MONEY, AND IT’S A DOUBLE WHAMMY. PRICES HAVE ...

Learn how financing a car works and discover how this type of borrowing can help you afford the vehicle of your dreams.

You’re more likely to find rates below 5% when you have a higher credit score Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side ...